Budgeting

There are different schools of thought on budgeting. Some argue that it is pointless to write down everything you spend and that you should strive to earn more money so you don’t have to give up lattes, if that makes you really happy.

Then there are others who feel it is absolutely necessary to know where you money is going. Here is an article which focusses on the latter. In this year of living frugally, I do have to take note of my expenses.

A few years ago, I used the budget template on the Financially Smart website. I was pleased to see that I didn’t have much debt, relative to the other side of the equation.

 

 

Wouldn’t it be great if……

Wouldn’t it be great if……

Listen to Marie talk about a brainstorming tool she uses to come up with big ideas. Find three of your own. Start the sentence with “wouldn’t it be great if……..” .

My Dreams: Many Twists and Turns…in colour

When people say they don’t dream, I think “half your life is over man” but I just say “really? I dream almost every night…and in colour too”. Sometimes it is about real situations and people. Sometimes the characters are unknown and unforgettable. Those of you who dream often will know that if you don’t write it down immediately after waking, you will forget it. Not only that, sometimes by the time you wake up, you forgot that you had a dream until later in the day someone may say something or you might be doing something when you remember “hey, I dreamed about that last night”.

I’ve grabbed my Blue Mountain Coffee to sit down and tell you about last night’s dream.  Continue reading